here and now, sooner than later!

It struck me when I left the bank today, after yet another attempt of a ‘advisor’ purely trying to sell me something called insurance, critical illness cover this time, with an added life insurance. Male, 31, single and healthy, there will never be a better time to join, I was advised. Only 34 years left to pay in, and I was assured by the red colour on the screen that this is urgent. No mortgage, no debt, maybe I should get one of those. It might it be fatal ignorance from my side, or usual discomfort, but being reminded of what could happen in your life is not one of those moments that I appreciate in an unwelcoming meeting room in the Bank of Scotland. Having to work there for 34 years surely makes you want insurance, as the illness is on your doorstep. It’s called lack of inspiration, paired with emotional disorder and the lack of physical exercise.

Do I need that sort of cover? Not really! Especially if you are just not sitting on your bum the whole day waiting for things to come as I do. No, I am certainly not looking forward to retirement at the age of 31, and I don’t care if there are even 34 more years to work! I feel physically strong now, but as much as this also very vulnerable as well, as might of those risks explained to me could happen. So again, should I care now then? So if I do, I can buy my own peace of mind for only 20 pounds a month, what a bargain. Once it hits you, you get the money, that’s what you paid for. According to the statistics this is likely to happen, so one day I will not be able to do what I really love to do now, and wonder how one can cope with that. For the moment I am putting thoughts like this aside, I certainly don’t feel like 31 years, possibly much younger than this. And yes, I am certainly focussed more on the here and now, rather than the up and coming. I have met so many people while travelling who envy me for what my life has been so far, 31 years packed with action. Own initiative, moments of absolute highs and lows. Not really resting, and I think I won’t do so in the next months. There are so many places to go to, so many things I would like to see.  This trip is just another prove for that! Live, here and now! Not in the destructive sense, but postponing fun to retirement is not the way for me, money certainly can’t buy happiness!